I Started Investing With Just ₹500/Month — Here’s What Happened 🚫 I Wasn’t a Finance Person I’m not a finance expert. I’m not some spreadsheet-loving person who always knew how to manage money. Truth is, I avoided anything that had “interest rates” or “returns” in the sentence. It just seemed boring. But one day, something shifted. I opened my bank app to check my salary, and the balance made me pause. Not because it was low (which it was), but because it hadn’t moved much in months. I was earning, yes — but saving? Not really. I didn’t want to live like that anymore. 🤷♂️ I Had No Clue What I Was Doing Let me be honest — I knew nothing about investing . Mutual funds, SIPs, index funds… just fancy words to me. I thought SIPs were only for people earning ₹1 lakh+ per month. Turns out, I was dead wrong. A friend casually mentioned she had been investing ₹500/month in a SIP. She wasn’t rich, just a regular person like me. That’s when I realized — maybe this investin...
🧠 7 Financial Habits That Will Make You Rich (Even If You Earn Less) Becoming rich isn’t always about earning more — it’s about managing money wisely. Many people earn lakhs but stay broke, while others with average income build wealth. In this post, let’s explore 7 daily habits that can help anyone grow financially, regardless of income. 1. 📝 Budget Every Rupee Budgeting is the foundation of wealth. Use the 50/30/20 rule: 50% on needs (rent, bills) 30% on wants (shopping, movies) 20% on savings/investments Free budgeting apps: Money Manager Goodbudget Google Sheets “If you don’t control your money, it will control you.” 2. 💳 Save Before You Spend (Not After) Most people spend first, then try to save what’s left. Rich people save first — even if it’s just ₹100/day. 💡 Automate your savings: Set up an auto-transfer to a savings or investment account every payday. 3. 📚 Invest in Financial Knowledge Before you invest in stocks or crypto, invest in yourself. Spend...